The MoneyMart Titanium Prepaid Mastercard is a popular prepaid card option in Canada. This card is issued by National Money Mart Company, one of Canada’s leading providers of financial services. The card can be used anywhere Mastercard is accepted, including online and in stores.
One of the benefits of using a prepaid card like the MoneyMart Titanium Prepaid Mastercard is that you can only spend the money you have loaded onto the card. This can be a great way to stay within your budget and avoid overspending. Additionally, because the card is prepaid, you don’t have to worry about interest charges or late fees.
The MoneyMart Titanium Prepaid Mastercard offers several features that make it a convenient and practical choice for everyday use. For example, you can load funds onto the card in several ways, including online or in person at a Money Mart location. The card also comes with a mobile app that allows you to check your balance, view your transaction history, and receive alerts when funds are loaded or the card is used.
Another useful feature of the MoneyMart Titanium Prepaid Mastercard is its ability to be used for bill payments. You can use the card to pay your utility bills, phone bills, and other expenses, which can be a helpful way to stay organized and avoid missed payments.
When you sign up for the MoneyMart Titanium Prepaid Mastercard, you’ll also enjoy peace of mind knowing that your funds are protected by Mastercard’s Zero Liability policy. This means that you won’t be held responsible for unauthorized transactions if your card is lost or stolen.
Overall, the MoneyMart Titanium Prepaid Mastercard is a reliable and convenient prepaid card option that can help you manage your finances and stay on budget. Whether you’re looking for a card to use for everyday purchases or to pay bills, the MoneyMart Titanium Prepaid Mastercard is worth considering.
What are the Titanium Prepaid Mastercard Fees?
Common Fees for Titanium+ Prepaid MasterCard:
|Fee Type||Standard Plan||Premium Plan|
|Card Activation Fee||$9.95||$4.95|
|Monthly Maintenance Fee||$5.95||$2.95|
|ATM Withdrawal Fee||$2.50 (domestic)||$2.00 (domestic)|
|$4.50 (international)||$3.50 (international)|
|Point of Sale (POS) Fee||Free||Free|
|Replacement Card Fee||$15.00||$10.00|
|Inactivity Fee||$3.00 per month||$1.00 per month|
|Balance Inquiry Fee||$0.50 (online)||Free (online)|
|$1.00 (ATM)||Free (ATM)|
|Foreign Transaction Fee||3% of transaction||1% of transaction|
|Card-to-Card Transfer||$1.00 per transfer||$0.50 per transfer|
Please keep in mind that these fees are for illustrative purposes and may not reflect the
Are There Any Fees Associated with the Titanium Prepaid Mastercard? Similar to numerous prepaid credit cards, the Titanium Prepaid Mastercard does entail charges for various card-related activities. The following table highlights some of the notable fees associated with this card though it may not cover all potential charges.
Here’s how to obtain one:
To begin the sign-up process, head to your nearest Money Mart or Insta Cheques branch. They’ll require you to provide government-issued identification with a photo and proof of a valid address. Additionally, you must be a permanent resident of Canada and of legal age in your province.
After presenting your identification, inform the customer service representative that you wish to sign up for the Titanium card. They’ll guide you through the next steps, including setting a PIN for your card and deciding on the initial load amount. The first load can only be completed with a debit card. There might be a sign-up promotion in progress; during my sign-up, I received a complimentary $10 on my card, offsetting the first month’s fee.
Once the sign-up process is complete, you’ll receive the physical card immediately. Additionally, a few days later, you’ll receive a letter in the mail containing an extra card with your first and last name. It’s important to note that signing up for the Titanium Prepaid Mastercard cannot be done online.
How to Add Funds to Your Titanium Prepaid Card
Loading money onto your Titanium Prepaid card is a straightforward process, offering you four convenient options: DirectLoad, Vanilla Reload, mobile check cashing, and in-store methods.
Vanilla Reload: Another option for loading your prepaid card is by purchasing a Vanilla Reload PIN and applying it to your account. You can find Vanilla Reload PINs at select partner locations, such as 7-Eleven, Familiprix, Avondale, Fine Foods, Circle K, and Couche-Tard stores across Canada. Once you have the PIN, you can easily load it onto your Titanium Prepaid Mastercard.
You can browse Store Location by Canadian Province to reload your card here :
DirectLoad: DirectLoad is a specialized feature designed for cardholders who prefer direct payroll deposits to their prepaid credit card. This method may not be suitable for everyone, as it serves a specific purpose.
To make use of DirectLoad, follow these steps:
- Download the DirectLoad form (You need to sign in on the mytitanium.ca website first).
- Provide the form to your employer for completion.
- Submit the completed form to the card issuer.
Once enrolled in the DirectLoad program, your paycheck will be deposited directly to your Titanium Prepaid Mastercard on every payday.
With these two methods, you can conveniently add funds to your Titanium Prepaid card and manage your finances with ease.